HVAC Financing
Affordable Comfort with Monthly Payments
A new heating and cooling system is a significant investment in your home. Through our partnership with Synchrony Bank and the Residential KwikComfort credit card, you can spread that investment into manageable monthly payments without delaying your comfort.
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Residential KwikComfort Financing
Heating, cooling, and ventilation needs can be a major purchase for your home. The Residential KwikComfort credit card through Synchrony Bank is designed to help increase your purchasing power so you can get the system your home needs without compromise.
We believe that financing should be simple and transparent -- just like our HVAC work. There are no hidden fees in our estimates, and there are no surprises in the financing process. You apply, you get a decision, and you choose the payment option that fits your budget.
Program Benefits
- Convenient monthly payment options
- Competitive interest rates
- No prepayment penalties
- Dedicated credit limit for future home improvement projects
- Simple application process with fast credit decisions
- No interest if paid in full within 18 months at participating contractors
Apply Now
KwikComfort Credit Card by Synchrony
The application takes just a few minutes and you will receive a fast credit decision. Click below to apply securely through Synchrony Bank.
Complete ApplicationYou will be redirected to Synchrony Bank's secure application
Already a Cardholder?
Manage your KwikComfort account, make payments, and view your balance through Synchrony Bank.
Manage Your AccountSynchrony Bank Customer Service
For questions about your KwikComfort credit card account, contact Synchrony Bank directly:
1-866-396-8254Mon - Sun: 7:30 AM - 12:00 AM ET
How It Works
Getting started with financing is straightforward.
Get Your Free Estimate
Call us at (828) 396-2608 or use our contact form to schedule a free, no-obligation estimate. We will assess your needs and provide a clear, written quote with no hidden fees.
Apply for Financing
Once you have reviewed your estimate and decided to proceed, apply for the KwikComfort credit card through Synchrony Bank. The online application takes minutes and you will get a fast credit decision.
Enjoy Your New System
We install your new system and you enjoy the comfort of your home while managing the cost with convenient monthly payments. No prepayment penalties if you want to pay it off early.
Promotional Terms
At participating contractors, no interest if paid in full within 18 months. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. A $69 account activation fee will apply when your first purchase posts to the account. Fixed monthly payments required equal to 2.5% of the highest balance applicable to this promotional purchase until paid in full.
Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New Accounts as of 07/16/24: Purchase APR 26.99%. Min Interest Charge $2. Subject to credit approval.
Financing Questions
Common questions about the KwikComfort financing program.
Questions About Financing?
Call us and we will walk you through the process. No pressure, no obligation.